How it works
CELER Funding is a referral service for business financing. We do not lend. We find the lenders that fit your business and help you compare them.
Tell us what you need
Answer a few questions about the amount, your time in business and your monthly revenue. No credit pull and no documents at this stage.
We match you
We compare your profile with what each lender in our network looks for and come back with the options you are likely to qualify for. For each one we explain the cost, the term, how it is repaid and how fast it can fund.
You pick, the lender funds
When you choose an option, the lender takes your full application, usually with recent bank statements, makes the decision and sends the money to your business account. Only then may a lender run a hard credit check, and they will tell you first.
Are you a match?
Lender network minimums
Lenders in our network fund businesses that meet these minimums. Close but not quite there? Apply anyway and we will tell you honestly what is possible.
*Best available terms from lenders in our network. Every lender sets its own criteria; approval, amount and funding time are decided by the lender and not guaranteed.
| Time in business | 1 year+ |
|---|---|
| Monthly revenue | $15,000+ |
| Credit score | 500+ |
| Bank account | Business |
| Fee to you | $0 |
| Credit pull to start | None |
Speed it up
What lenders ask for
Lenders decide faster when these are ready. We never ask for passwords or online banking logins.
- Your last 4 months of business bank statements
- Government-issued photo ID
- A void cheque or bank letter for the business account
- Your business registration number (EIN in the US)
How we get paid
Free for business owners
Lenders may pay us a referral fee when a deal funds. You never pay us anything, and our fee does not change the offer a lender makes you.
CELER Funding is not a lender and does not make credit decisions. We refer businesses to independent third-party lenders and funding companies, which may pay us a referral fee. We never charge you a fee. All financing is subject to the lender's own approval, terms and pricing. Business (commercial) financing only; no consumer or personal loans.
FAQ
Questions about the process
Is CELER Funding a lender?
No. We are a referral service. We look at what your business needs, then introduce you to independent lenders and funding companies that fit. The lender makes the credit decision and sets the terms.
Does it cost me anything?
No. We never charge you a fee. Lenders may pay us a referral fee when a deal closes, and that never changes the price they offer you.
Will applying hurt my credit?
Our intake does not pull your credit. Some lenders do a soft pull to pre-qualify you; a hard pull only happens if you choose to move forward with a specific lender, and they will tell you first.
How fast can I get funded?
With some lenders in our network, approved businesses can be funded in as little as 4 hours. Speed depends on the product and the lender: government-backed loans take weeks. We tell you the realistic timeline before you apply.
See what your business qualifies for
Two minutes, no credit pull, no fee. We come back with real options from lenders that fit.