Explore funding options for your business or nonprofit

The right starting point depends on who you are, where you operate and what you want to fund. Start with Canada and the United States; we also list selected international resources.

CELER is not a government agency or funding decision-maker. A CELER enquiry is not an official grant or loan application. International resources are information only.

Find the right funding route

• Loans and credit

  Working capital, lines of credit, equipment, purchase orders, property and business transitions call for different financing structures. Eligibility, cost and repayment are set by each provider.

  Source: BDC financing (opens official site)

  Explore business financing

• Grants and contributions

  Funding for a specific project, activity or public benefit, with rules on who can apply, which costs count and what must be reported. Some contributions are repayable or conditionally repayable.

  Source: ISED funding toolkit (opens official site), Grants.gov eligibility (opens official site)

  Explore grant answers

• Tax incentives and rebates

  Some support is claimed through a tax filing or an incentive program, not a grant application. Eligibility and timing depend on the specific rules.

  Source: CRA SR&ED (opens official site)

  Tax incentive answers

• Nonprofit and social-purpose funding

  Foundation grants, corporate giving, social finance and community lending are separate routes, each with its own mission, geography and applicant rules.

  Source: Candid (opens official site), OFN CDFI locator (opens official site)

  Explore nonprofit funding

• Investment and other resources (education only)

  Investment capital is not a grant, and securities crowdfunding has its own legal and intermediary rules. Government contracts are procurement, not grants. CELER does not arrange investments.

  Source: SEC crowdfunding guidance (opens official site), SAM.gov (opens official site)

  Read the basics

Start with your funding purpose

These help you describe your need. They are not promises of a particular grant or financing offer; program and provider rules decide which routes, if any, fit.

• Start or grow a business
• Manage working capital
• Buy equipment, inventory or property
• Buy a business or plan a transition
• Hire or train people
• Deliver community programs
• Improve accessibility or facilities
• Research, technology or innovation
• Enter export markets
• An international or social-impact project

Guides by country

• Funding resources in Canada
• Funding resources in the United States
• International funding resources
• Search the answer library

Watch: how it works in 45 seconds

How a funding review works

1. Tell us the basics. Organization type, location, purpose and timing.
2. We clarify the next step. We read the request within the services we actually offer and tell you what else would be needed, or point you to an official resource.
3. You choose how to proceed. You decide whether to pursue an introduction, apply yourself through the official channel, or do nothing.

Request a funding review

No guaranteed funding and no automatic submission. We ask you before sharing your details with any prospective provider, and name the provider when we ask.

What CELER is and is not. celerfunding.com is operated by Celer Merchants Corporation. We are not a lender, grantmaker, government agency, investment portal or licensed adviser, and we are not an official partner of the programs mentioned here. This page is general information, not legal, tax, investment or credit advice. A CELER enquiry is not an official grant or loan application.