Business funding in every US state
We refer businesses in all 50 states and Washington, DC to lenders active where they operate. Each state page covers the local economy, the SBA and SBDC offices that help for free, and whether the state has a commercial financing disclosure law.
Northeast & Mid-Atlantic
Connecticut
Bridgeport · Stamford · New Haven
Business loans →Maine
Portland · Lewiston · Bangor
Business loans →Massachusetts
Boston · Worcester · Springfield
Business loans →New Hampshire
Manchester · Nashua · Concord
Business loans →Rhode Island
Providence · Warwick · Cranston
Business loans →Vermont
Burlington · South Burlington · Rutland
Business loans →New Jersey
Newark · Jersey City · Paterson
Business loans →New York
New York City · Buffalo · Yonkers
Business loans →Pennsylvania
Philadelphia · Pittsburgh · Allentown
Business loans →Delaware
Wilmington · Dover · Newark
Business loans →Maryland
Baltimore · Columbia · Germantown
Business loans →Washington, DC
Capitol Hill · Georgetown · Navy Yard
Business loans →Southeast
Virginia
Virginia Beach · Chesapeake · Norfolk
Business loans →West Virginia
Charleston · Huntington · Morgantown
Business loans →North Carolina
Charlotte · Raleigh · Greensboro
Business loans →South Carolina
Charleston · Columbia · North Charleston
Business loans →Georgia
Atlanta · Columbus · Augusta
Business loans →Florida
Jacksonville · Miami · Tampa
Business loans →Alabama
Huntsville · Birmingham · Montgomery
Business loans →Mississippi
Jackson · Gulfport · Southaven
Business loans →Tennessee
Nashville · Memphis · Knoxville
Business loans →Kentucky
Louisville · Lexington · Bowling Green
Business loans →Arkansas
Little Rock · Fayetteville · Fort Smith
Business loans →Louisiana
New Orleans · Baton Rouge · Shreveport
Business loans →Midwest & Plains
Ohio
Columbus · Cleveland · Cincinnati
Business loans →Michigan
Detroit · Grand Rapids · Warren
Business loans →Indiana
Indianapolis · Fort Wayne · Evansville
Business loans →Illinois
Chicago · Aurora · Naperville
Business loans →Wisconsin
Milwaukee · Madison · Green Bay
Business loans →Minnesota
Minneapolis · Saint Paul · Rochester
Business loans →Iowa
Des Moines · Cedar Rapids · Davenport
Business loans →Missouri
Kansas City · St. Louis · Springfield
Business loans →Kansas
Wichita · Overland Park · Kansas City
Business loans →Nebraska
Omaha · Lincoln · Bellevue
Business loans →South Dakota
Sioux Falls · Rapid City · Aberdeen
Business loans →North Dakota
Fargo · Bismarck · Grand Forks
Business loans →Mountain West & Pacific
Colorado
Denver · Colorado Springs · Aurora
Business loans →Utah
Salt Lake City · West Valley City · West Jordan
Business loans →Nevada
Las Vegas · Henderson · Reno
Business loans →Idaho
Boise · Meridian · Nampa
Business loans →Montana
Billings · Missoula · Great Falls
Business loans →Wyoming
Cheyenne · Casper · Gillette
Business loans →California
Los Angeles · San Diego · San Jose
Business loans →Oregon
Portland · Eugene · Salem
Business loans →Washington
Seattle · Spokane · Tacoma
Business loans →Alaska
Anchorage · Fairbanks · Juneau
Business loans →Hawaii
Honolulu · Pearl City · Hilo
Business loans →States with a confirmed disclosure law
These states require providers to disclose cost terms on certain commercial financing offers. We list only laws we confirmed on an official source; others may exist. General information, not legal advice.
- California: Financial Code Division 9.5 (Commercial Financing Disclosures)
- New York: the commercial finance disclosure law and its Department of Financial Services regulation
- Utah: the Commercial Financing Registration and Disclosure Act (Utah Code 7-27)
- Virginia: Code of Virginia Title 6.2, Chapter 22.1 (Sales-Based Financing Providers)
- Florida: the Florida Commercial Financing Disclosure Law (F.S. 559.961 and following)
- Missouri: the Commercial Financing Disclosure Law (RSMo 427.300)
- Kansas: the commercial financing disclosure act (2024 Senate Bill 345)
- Texas: House Bill 700 (2025) on commercial sales-based financing disclosures
| Time in business | 1 year+ |
|---|---|
| Monthly bank deposits | $20,000+ |
| Credit score | 500+ |
| Bank account | Business |
| Fee to you | $0 |
| Credit pull to start | None |
*Best available terms from lenders in our network. Every lender sets its own criteria; approval, amount and funding time are decided by the lender and not guaranteed.
In Canada? See business funding by province.
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